Work With
Living your best life, is a commonly used term but means many different things to different people. As part of our initial Discovery phase, we’ll explore what it means to you. It may be to see more of the world, make a special purchase, spend more time with your family or simply creating a sense of purpose. Defining what truly fulfils you is a vital part of the planning process and realizing your ambitions.
I'm an Entrepreneur
Business owners generally find themselves in the position of being owner, director and employee of their own company. Optimising the tax efficiencies which come with each of these roles can significantly enhance the overall outcome.
Any personal planning needs to not only be sensitive to the needs of the business but also consider the long-term influence the business will have on you. We often work alongside the company accountant and legal advisers, keeping all decision influencers in tune with each other.
I'm planning the next stage in life
Reaching the point where you're no longer working through necessity, but instead out of choice, can create a momentous shift in the way you view life. For some, this is a time to really enjoy working, making decisions with a newfound freedom and gusto. For others it allows for a better work life balance while staying engaged in the workforce, or a chance to take on a new challenge with reduced risk.
It may however mean the opportunity to hang up your boots and move to a new style of living. It can be a daunting time and having a robust plan is essential when transitioning to a new normal.
I no longer need to work
Maximising the value of your assets to support the lifestyle you want and the adventure you want to go on, is a balancing act. Generating income within comfort levels and depleting capital at the right rate needs sound planning.
The fear of running out of money, without a clear understanding of the overall picture, can lead to overcaution and making unnecessary compromises.
Regularly reviewing spending habits and asset values often provides a new level of confidence in decision making and the ability to spend without worry.